This page is from Creative Home Partners, a DBA of Scarlett Investments, LLC, a private investor that may want to buy 1–4 unit homes in the Treasure Valley. We are not a government agency, nonprofit, attorney, lender, or housing counselor, and this is not a foreclosure-help or loan-modification program. Information here is general. Contacting us is optional and does not pause foreclosure or any legal process. For personal advice, talk with your lender, a licensed attorney, or a HUD-approved housing counselor.

Official help for Idaho homeowners under payment stress

This list is for official and primary sources. It is not a recommended-vendor directory. We do not operate these agencies.

This company is a potential buyer, not a counselor. Creative Home Partners may offer to purchase property for its own account.

Federal consumer pages

CFPB, Find a housing counselor — HUD-approved agencies by ZIP code.
CFPB, Mortgage help — free foreclosure-help framing and a warning about advance-fee guarantees.
CFPB, What is a mortgage servicer?
HUD housing counseling — program overview and HUD’s published referral line.

Idaho statutes (read the official text)

Title 45, Chapter 15 — Trust Deeds
§ 45-1505 — when a trustee may foreclose by advertisement and sale; notice of default.
§ 45-1506 — manner of foreclosure, notice, and sale, including the official one-hundred-twenty-day figure before the day fixed for a trustee’s sale. That figure is not your personal deadline.

Canyon County and state housing

Canyon County Recorder — recorded documents.
Canyon County Assessor — parcel and assessment questions.
Idaho Housing and Finance Association — state housing-finance agency homepage. Read their current pages; this site does not certify program eligibility.

Courts and counsel

Idaho Court Assistance Office
Idaho State Bar Lawyer Referral Service — a referral is not an endorsement by this company.

Use the organizer if you want a personal checklist that still refuses to invent a deadline.

Last reviewed: August 30, 2026